• 50% deposit, balance due in 30 days.
• Flexi Payment plan; 50% deposit + fee of 1747.50, balance due in 3 months.
• Premium Financing through JN Finance or any of our other approved financiers.
• Pay your premiums online using our Easy Payment options through JN Live, Scotia Online or NCB ELink. 

No, all that is needed is a copy of your latest Renewal Notice, as long as it was received in the last twelve (12) months. In the event where the Renewal Notice cannot be produced a No Claim Discount letter will be required.

A maximum of four (4) Discounts are allowed, including your No Claim Discount which you can transfer from another insurer to JNGI.

Any Insured or additional drivers with an accident or claim within the last three (3) years will be referred to JNGI for special consideration.

• Excess Buy Back -  for a small additional premium, your excess will be significantly reduced Accident Forgiveness – For your first accident, any claim made under your policy will not affect your No Claims Bonus for the following policy period.
• Uninsured Driver- If you are involved in an accident with a third party who has no insurance or whose insurance policy is breached and the accident was not your fault, JNGI will pay for the damage to your vehicle without applying the Excess/Deductible.
• Complementary JAA Membership – Benefits: Accident Response and Emergency Roadside Assistance, Vehicle Examination and Document Renewal Services. 

Yes, an Excess otherwise called a deductible, is the first portion of a claim for damage to your vehicle. You are responsible for paying this amount regardless of who is at fault.

The maximum age under this policy is eighty (80) years old. However if the member is over 80 years old and provides a Medical Certificate from his or her doctor stating that they are fit to drive, Insurance will be allowed.

The Policyholder or the insured (CCRP Member) must be the Principal Driver but others are permitted to drive provided their names are declared to JNGI beforehand.

Visit the JNGI Jamaica website: www.jngijamaica.com.

• Completed Proposal Form
• Certificate of Registration
• Certificate of Fitness
• A Valuation Report from a JNGI Approved Valuator is strongly recommended
• Dealers Purchase Invoice/Bills of Lading, should be submitted for brand new vehicles
• Medical Certificate for Drivers over 80 years of age
• Drivers Licence for persons who will be driving the vehicle